Over the past year since the start of 2022 creditors have implemented systems that identify CPN numbers, they are no longer extending credit for credit cards, personal loans. They are shutting down accounts of authorized users that add CPN numbers to their credit cards making it difficult for a CPN user to find a tradeline that will post.
The only value CPN’S have since these restrictions, even with a credit score Over 700, is renting a home/apt or purchasing a car.
Zippy Financial has discontinued this service due to these new restrictions and limitations.
We suggest credit repair or business credit as your first option. For those that still need a new file we offer a “Legal Name Change” service that will also give you a credit score over 700 to replace the need of a CPN. Learn more by clicking here.
