Get 50K-3.5M with Primary Revolving and Installment Credit Builder Mix Packages

Boost your credit score by 60-120 points in 15 days with a Primary Credit Mix!

Build Your Credit

What’s a CREDIT MIX and how does it affect my credit report?

Includes:

 3 primary lines: 2 revolving lines ($15,000 and $6,000) 1 installment line for ($30,000).

How do Primary Credit Builder lines help my credit?

Primary Revolving and Installment Credit Builder Lines ranging from $6,000 to $100,000 for Personal Credit.

Business Credit Builder Lines up to 2 Million

Increase your borrowing power

During your free consultation, we’ll help you decide which package is best for you. Depending on which lines you are purchasing you will be invoiced. Then you will receive either an application or a link, depending on the type of line.Our superior customer service will assist you with instructions along the way.

When do primary lines post on my credit report?

Lines post 15 days-45 days depending on the type of line.

Do you know why Authorized and Seasoned Trade-lines are ILLEGAL?

Most lenders now consider it fraudulent to submit an application if your credit report shows accounts that do not belong to you. And in most cases, mortgage lenders consider it mortgage fraud , which is a federal offense.

Credit Builder Packages

GET THE BOOST YOU NEED

The Silver Package

Boost your credit score by 60 to 120 points in only 15 days with our Silver Primary Credit Builder Mix!

Our Silver Package

Mixture of credit= 10% of Score

Features 3 Credit Building Primary Lines

2- Revolving lines 

1- Installment 

Get our Silver Package for as low as $425.00 plus a low monthly payment!

Increase borrowing power and reduce utilization
Our Packages start at $425.00

Revolving Lines

(A) 15K PRIMARY LINE

$300 Deposit

$840 Total Cost

Bank finances balance

Payment ($135) Over 4 Months which reports Monthly to each Credit Reporting Agency

Boost 40-80pts

Cost noted is one line. Package includes 3 lines for a CREDIT MIX to increase your borrowing power to 30K. Approval is automatic with deposit. 15K line must be purchased by the 25th of each month to post by the 7th-10th of the following month

Our other line is a secured revolving line of credit designed to lower your utilization and build your credit while you save for$99 per year.When you open a account, the bank  extends you a secured revolving line of credit at 0% utilization, increasing your total available credit and lowering your overall utilization.  

Set an optional monthly payment of $100 at 0% interest to maximize the benefits of you  account by adding usage and payment history to the line of credit, all while you build savings.  Making three consecutive on-time payments will increase your total line of credit by $250, allowing your accounts  to reach a maximum of $3,000. 

Installment Lines

We offer a personal installment line up to 50K . These lines take 30-45 days to report and require a 5% fee upfront. Looking for a lower payment? We can set you up with one that has a $25 set up and low monthly payment.

 

Average FICO® Score 8 increase of 62 points for accountholders with a starting credit score under 550 who opened an account in Q1 2023 and made optional monthly savings payments between $15 and $45

MAXIMUM INPUT EQUALS MAXIMUM RESULTS

The Gold Package

Boost your credit score by 60 to 220  points in 45 days and Maximize the amount you get funded. Increase your total credit limit over $60,000

The Gold Primary Package

Mixture of credit= 10% of Score

Features 3 Credit Building Primary Lines

1- Revolving line 

1- Installment 

Get the Gold Package and Maximize results!

Revolving Lines

(A) 15K PRIMARY LINE

$300 Deposit

$840 Total Cost

Bank finances balance

Payment ($135) Over 4 Months which reports Monthly to each Credit Reporting Agency

Boost 40-80pts

Cost noted is one  line. Package includes 3 lines for a CREDIT MIX to increase your borrowing power to 30K. Approval is automatic with deposit. 15K line must be purchased by the 25th of each month to post by the 7th-10th of the following month

Installment Lines

Get a 50K Auto installment line for a maximum boost! Get the ultimate credit mix AND maximize funding with this line. Requires a 5% fee upfront.

What do banks and financial institutions consider when assessing corporate lending?

 Most banks and financial institutions prefer borrowers who have diverse credit profiles. This typically includes having a mortgage, an auto loan, three credit cards, and any type of installment loan. This combination demonstrates that you are a responsible borrower who pays their bills on time and manages financial obligations effectively. The better you can present yourself as a low-risk borrower, the more money you will be eligible to borrow.

How do Corporate Primary Credit Builders Help My Credit?

Corporate primary credit builder lines allow you to boost your corporate credit score immediately when it hits your credit. By establishing positive tradelines, you present yourself as a lower-risk borrower to banks and financial institutions. This history of responsible payments on your assets and endorsements from other lenders allows you to meet the essential requirements needed to show your business’s credibility, increase your borrowing capacity, and unlock unlimited corporate funding opportunities.

Profile of a Prime Borrower That Banks Look For

Adding a corporate tradeline will show another asset that you are paying with Utilization while showing that other lenders extended your credit which enables the bank to approve and maximize your lending 

Actual Client profile:

  • 720 credit score
  • 4 yr old corporation
  • has a 40k auto loan 
  • has a 300k mortgage 
  • 3 credit cards from 5-10k
  • No corp credit 

Funding:

  • Vendor Loans=70k from 2 banks/ total: 140k
  • 0% Businesses Credit Card Stacking: 100-150k (4-5)Credit Cards
  • Business Lines of Credit  from 2 Banks
  • 50k per Bank= 100k

Add 200k Real Estate loan gets you approved for 2 Vendors loan at the same time for $250k that’s a total of 500K in Corporate Funding

Corporate Lines

Establish or boost your Corporate Credit! Lines report to Experian, Equifax, Dun & Brad, SBFE, and LexisNexus

Mixture of credit= 10% of Score

Features Credit Building Primary Lines

1- Revolving lines 

3- Installment 

Package  can include 4  lines for a CREDIT MIX to increase your borrowing power up to 3.5 Million Dollars. Approval is automatic with purchase.. Lines require a fee of 5% of financed amount to be  paid upfront.

Customize it to what you need to take your business to the next level

The Corporate PLATINUM Package

Business Revolving line up to 100K

Installment Corporate

-Auto line up to 400K

-Business Real Estate Installment line up to 2 Million

-Corporate Term loan Installment line up to 250K

FAQs for building business credit

Whether you’re a new business or an established company trying to improve your credit, you may have questions about how to build credit. Here are some common questions and answers that can help.

Which credit accounts do I need to build credit?

In order to build credit, you’ll want to open accounts that report to the credit reporting agencies. It’s a good idea to set up a minimum of two or three accounts (or trade lines) with companies that send in reports. These can include business loans and business credit cards.

How is business credit calculated?

Different credit scoring models emphasize different factors when compiling scores. Some things that are likely to be considered include your payment history, credit utilization, and how long you’ve had your accounts.

Experian considers factors like your outstanding balances and payment habits, as well as public records (including liens, bankruptcies and judgments) and Company background information from independent sources.

How is business credit different from personal credit?

The scoring system for business credit is different from that for personal credit, although some of the same factors are considered. In addition, information stays on your business credit report for varying lengths of time that aren’t the same as for a personal credit report. Payment trends over 12 months are among the factors considered.

Which types of businesses can have business credit?

Business credit cards are available to most company owners with good credit. This includes freelancers, LLCs, corporations, and small or large business owners.