✓ Late Payments
✓ Collections
✓ Charge-offs
✓ Bankruptcies
✓ Repossessions
✓ Foreclosure
✓ Tax Liens
✓ Identity Fraud
✓ Student Loan
✓ Judgments
✓ Child Support
✓ …and more.
One additional credit inquiry will take less than 5 points off their FICO Scores
We help you clean up credit report errors, dispute inaccurate negative entries, and handle creditor negotiations.
For each account you have, there is a separate tradeline, which includes information about the creditor and the debt.
If you’re in financial distress, repeated attempts to get financing can impact your credit score by 50 points or more, resulting in:
According to myFico, “The impact from applying for credit will vary from person to person based on their unique credit histories. For most people, one additional credit inquiry will take less than 5 points off their FICO Scores.”
Many companies offer inquiry removal services, charging as much as $2,000 to attempt to remove inquiries from your credit file, typically in 30 to 45 days.
Our inquiry removal service clients see results within 1-2 weeks.
✓ Late Payments
✓ Collections
✓ Charge-offs
✓ Bankruptcies
✓ Repossessions
✓ Foreclosure
✓ Tax Liens
✓ Identity Fraud
✓ Student Loan
✓ Judgments
✓ Child Support
✓ …and more.
A tradeline is a term used by credit reporting agencies to describe credit accounts listed on your credit report. For each account you have, there is a separate tradeline, which includes information about the creditor and the debt.
Buying tradelines is done through a third-party service for a fee, and prices can reach into the thousands of dollars.( is based on the value of the tradeline} Once you purchase the tradeline, it will typically remain on your credit report as an open account for a short period, after which you’ll be removed from the credit card account.
In order for you to add tradelines to your credit report, you must be added as an authorized user prior to the statement date. To understand how long it takes to add tradelines to your credit report, you must be familiar with two concepts: 1) statement dates and 2) report dates.
.